Mortgage Protection Life Insurance
Don’t let unexpected life events threaten the roof over your loved ones’ heads.
Pay Off Your Home
Protect Loved Ones
Locked-In Premiums
No Medical Exam
Mortgage Protection Life Insurance
Don’t let unexpected life events threaten the roof over your loved ones’ heads.
Pay Off Your Home
Protect Loved Ones
Locked-In Premiums
No Medical Exam
How Mortgage Protection Works
Mortgage protection is designed to pay off (or help pay down) your mortgage balance if something happens to you. In addition to a standard death benefit, many policies include living benefits for critical illness or disability:
Death Benefit
A lump-sum payout to your designated beneficiary to handle the mortgage and other expenses.
Critical Illness Coverage
Access up to 100% of your death benefit if you experience a qualifying critical health event (e.g., heart attack, stroke, cancer).
Disability Coverage
If you can’t perform two of the six major daily living activities (like bathing or feeding), you can accelerate up to 100% of your benefit.
Premiums Never Increase
Your rates never go up, so you can count on consistent payments month after month.
Coverage Options
Whether you want straightforward, time-bound coverage or a policy that lasts a lifetime and builds cash value, we’ll help you choose a mortgage protection strategy you can depend on.
Term Coverage
Choose coverage for 10, 15, 20, 25, or 30 years. Enjoy more affordable rates throughout your selected term.
Cash-Back Term
Receive a 100% refund of paid premiums if you outlive the term—protection plus a built-in savings feature.
Permanent Coverage
Whole Life or IUL policies that accumulate cash value and can last up to age 120, ensuring lifelong protection.
How Mortgage Protection Works
Mortgage protection is designed to pay off (or help pay down) your mortgage balance if something happens to you. In addition to a standard death benefit, many policies include living benefits for critical illness or disability:
Death Benefit
A lump-sum payout to your designated beneficiary to handle the mortgage and other expenses.
Critical Illness Coverage
Access up to 100% of your death benefit if you experience a qualifying critical health event (e.g., heart attack, stroke, cancer).
Disability Coverage
If you can’t perform two of the six major daily living activities (like bathing or feeding), you can accelerate up to 100% of your benefit.
Premiums Never Increase
Your rates never go up, so you can count on consistent payments month after month.
Coverage Options
Whether you want straightforward, time-bound coverage or a policy that lasts a lifetime and builds cash value, we’ll help you choose a mortgage protection strategy you can depend on.
Term Coverage
Choose coverage for 10, 15, 20, 25, or 30 years. Enjoy more affordable rates throughout your selected term.
Cash-Back Term
Receive a 100% refund of paid premiums if you outlive the term—protection plus a built-in savings feature.
Permanent Coverage
Whole Life or IUL policies that accumulate cash value and can last up to age 120, ensuring lifelong protection.
Tre Buggs
ABOUT ME
Happiness and success are rooted in acts of service. How we choose to serve is unique to each of us. I grew up in a household that encouraged idealistic thinking, coupled with hard work and integrity. I realized early on that the road to success can be lonely, and happiness was found in helping others. This led me to the life insurance industry. Every day, I get to work with families, ensuring that their household is well-informed and equipped to make decisions that protect their loved ones. Every situation is unique, and I witness firsthand the value of planning ahead, and creating stability for the future. You can’t place a price on peace of mind or financial security. Here, serving others is creating tailored solutions that meet the unique needs of each client. I am committed to the well-being of every family, and the security of every home.
Tre Buggs
ABOUT ME
Happiness and success are rooted in acts of service. How we choose to serve is unique to each of us. I grew up in a household that encouraged idealistic thinking, coupled with hard work and integrity. I realized early on that the road to success can be lonely, and happiness was found in helping others. This led me to the life insurance industry. Every day, I get to work with families, ensuring that their household is well-informed and equipped to make decisions that protect their loved ones. Every situation is unique, and I witness firsthand the value of planning ahead, and creating stability for the future. You can’t place a price on peace of mind or financial security. Here, serving others is creating tailored solutions that meet the unique needs of each client. I am committed to the well-being of every family, and the security of every home.
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